Things Not Included In Collection Agency Harassment In Miami
The reputation of debt collectors is an interesting subject for many people but the last thing debtors want to face is harassment from the creditors. They are often perceived as rude and scary while trying to deal with borrowers and pressurizing them to pay the dues. When you are trying to keep a note of what debt collectors cannot do the first thing you need to remember is that they cannot pose for being a part of any government agency. The misrepresentation that the Collection Agency Harassment in Miami belong to the federal or state government is one of the things they need to avoid saying when communicating with debtors.
Harass the debtors
Although the behavior of the collectors must never go to the extent of harassment, they must not involve in any kind of abusive behavior with the clients or call the customer repeatedly for debt collection. The other forms of behavior they also need to avoid are violent threat and posting wrong information about customer publicly. Finally, they must withdraw themselves from any kind of profanity in communication. When it comes to Collection Agency Harassment in Miami, the acts of collectors are governed by the norms of fair debt collection practices. You can seek legal help when the behavior of the collectors creates constant trouble.
Arrest for debt
No matter how deep you are in debts and the amount of default, the collectors cannot threat you with arrest. Many times Collection Agency Harassment in Miami goes higher and the collectors claim they not paying debt is a crime for which you may also face arrest. The last thing that the collection agency can do is to put you in jail. Apart from this they do not have any authority to issue arrest warrant when you consistently fail to pay credit card debt, car loan or mortgage. However, if you are served with a lawsuit for non-payment of debt and need to appear in the court, you must not miss it. Failure to show up in the court can lead to the issue of arrest warrant. Apart from this, failure to pay the required court fine for debt default can also out you in jail.
Debt you owe
The Collection Agency Harassment in Miami also pursues you for debt that you may not owe at all. Therefore, you must analyze your credit report to find out the areas where you default and ask for verification of debts if you have the slightest doubt in our mind. Inappropriate information in the report often leads the creditors to chase the wring person for debts. So, if you are not a victim of debts, it is necessary to provide a proof of the document that state you are not on the wrong foot.
Thing to know